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Recent Poll finds support for 100% Mortgages

Victoria Marshall
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RECENT POLL FINDS SUPPORT for 100% MORTGAGES Considerable support for 100% mortgages has been shown in a recent YouGov report showing that some 48% think that reintroduction of 100% mortgages is a good idea. 100% mortgages let people buy homes without...

Were you recommended the best solicitor for your house move?

Victoria Marshall
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A job well done is the best way to please clients, according to property lawyer, Victoria Marshall. Choosing a conveyancer for your house move is a big decision and in a recent survey our clients reported high levels of satisfaction and were pleased to...

Assistance available for first time buyers

Sarah Major
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The thought of buying your first property can be both an exciting and daunting prospect. Luckily there is a range of options available to aid first time buyers wanting to get their foot on the property ladder. A first-time buyer is defined as an individual...

Moving home? The importance of an experienced solicitor

Victoria Marshall
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Buying your first property, or even simply moving from one home to another can be stressful, especially as for most of us, it could well be the most expensive purchase we make.  It’s important that you choose the right solicitor to take the stress...

Property fraud is on the rise

Victoria Marshall
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Property fraud is where fraudsters try to ‘steal’ your property by pretending to be you and selling or mortgaging your property and leaving you to pick up the pieces.  It mainly affects residential and commercial landlords.  You will...

Spring is here - bringing out the daffodils ... and the house hunters!

Victoria Marshall
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The daffodils are blooming, the days are getting longer and spring is officially here. Traditionally, this time of year sees a pick-up in the housing market as more people start to get serious about finding their new home. If you’re house hunting...

Landlords - are you prepared for the new EPC regime?

Karen Piontek
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The rules on Energy Performance Certificates (EPC) are about to change. Landlords only have until April 2018 to prepare for a tightening of the rules. Failure to do so could mean they will not be able to rent out their properties. What is an EPC? Whenever...

International Women's Day - doing something positive to promote equality in the workplace

Karen Piontek
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It’s 100 years since some women first got the vote and 48 years since the Equal Pay Act came into force.  Nevertheless, many women in the workplace are still discriminated against in the workplace. It’s estimated that it will be a long time...

Registering Your Property for the 1st Time if Unregistered Title

Sarah Major
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We all know that when purchasing a property you want it to be a smooth and stress free experience.   Buying a property which has not been registered with the Land Registry can cause huge headaches and delays in a property transaction. Our experienced...

House Hunting? Some Early Prep Could Speed up the Process

Sarah Major
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The conveyancing process in the UK can be frustratingly slow for those keen to get moving. But it's not all about waiting for the paperwork to be sorted by the solicitors: the house buyer and seller can both do a lot in advance to speed up the...

Why Manchester Should be on Your Radar for Property Transactions

Sarah Major
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Following an analysis by the HomeOwners Alliance, it has been revealed that Manchester property sales are three times faster than London.   The free EstateAgent4ME tool tracks the speed of the property market, providing homeowners with a greater...

How to Make Home Buying and Selling Cheaper, Faster and Less Stressful

Victoria Marshall
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The Law Society has responded to the Government’s proposals on how to improve the home buying process. In its formal response, which is broadly supportive of the proposals, The Law Society has made various recommendations. While it agrees...

New Legislation Planned to Deal with Leasehold Properties

Victoria Marshall
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The government has announced a package of measures to crack down on unfair leasehold payments and high ground rents. Setting out the proposals in a written statement made on 21 December, Mr Sajid Javid, London's Lord Mayor, said that: "It is clear...

Christmas Dinner and a Spot of House Hunting after Pud?

Victoria Marshall
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A recent article in The Times* reported a record rise in "festive browsing" on house hunting sites such Rightmove, Zoopla and OntheMarket. If you're thinking of moving house, the Christmas period is an ideal time to start searching for your...

Scrapping of Stamp Duty Welcomed by First Time Buyers

Victoria Marshall
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Following today's Budget, Chancellor Philip Hammond has abolished stamp duty with immediate effect for all first time buyers, recognising that house prices are increasingly out of reach for many and in a bid to put an end to the UK housing crisis. Mr...

Government Acts to Improve Home Buying Process

Victoria Marshall
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The government has launched a consultation into making the home buying process cheaper, faster and less stressful for those involved. Government consultation During the consultation process, the government wants to hear from all those with an interest...

Government Consultation to Stop Leaseholds Being a Property Trap

Karen Piontek
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There was a furore over the summer about developers making unfair charges on leasehold properties. The government is currently consulting on how to stop these practices. With the consultation due to end on 19 September, you only have days to give your views....

Further expansion of our property team

Karen Piontek
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The property market in the North is, largely, holding its own and enjoying a brighter outlook than most other regions in the UK - despite the impending Brexit and economic uncertainty. This has been reflected in our results this year: Pearson's property...

Help us help you! Important things to tell your conveyancer

Sarah Major
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As conveyancers, we want to make your house-move hassle free and as smooth as possible. When you first instruct us, we will ask you all sorts of questions about the property. We’re not being nosey – we just need to understand every aspect of...

Another example of property fraud ... and some tips if you are thinking of equity release

Victoria Marshall
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A recent fraud case has highlighted how important it is to take legal advice before releasing equity from your property*. Edwin McLaren and his wife Lorraine were found guilty of property frauds that came to a total of £1.6 million. The police inquiry...

Shortlisted for Conveyancing in National Award

Karen Piontek
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Local law firm Pearson Solicitors and Financial Advisers have been shortlisted for the "Best Small Conveyancing Firm" of the year in the LFS Conveyancing Awards announced this week. The conveyancing team, which deals with hundreds of property...

Zip wire success to raise funds for Oldham Mayor's fund

Karen Piontek
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Those of you who follow us on Twitter or read this blog will know that five of the Pearson team (Ian Wolstenhulme, Rosie Aldcroft, Marie Pauley and Jade Hegarty), set out to raise £1,000 by doing the Snowdon Zip Wire at Zip World in Bethesda on 14...

Pearson's on-going support for Action Oldham

Sarah Major
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Our support for Action Oldham is on a bit of a roll at the moment. As I write, we are just a few pounds away from reaching our £1000 target in our #zipwire challenge. Karen Piontek, Ian Wolstenhulme, Jade Hegarty, Rosie Aldcroft and Marie Pauley are...

Solicitors and Staff Scale Snowdon for Charity

Ian Wolstenhulme
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Our support for Action Oldham is on a bit of a roll at the moment and about to hit its highest peak as we set off to Snowdon. Thanks to the generosity of clients and friends of the firm we have recently reached our £1000 target in our #zipwire...

Help for house hunters over the bank holiday

Sarah Major
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May day bank holiday is here again! Whatever the weather, the extra day’s break from routine will encourage many people to get out there and do some serious house hunting. If you are new to the process of buying and selling a property, we have lots of...

Recent House Price Index report brings good news for homeowners

Sarah Major
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The Halifax recently released its House Price Index report for February 2017 and I’m pleased to say there’s good news for the housing market! Here are the highlights: 0.1% monthly increase in house prices Prices in the three months to...

What is an EPC? (a must read for landlords!)

Karen Piontek
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And why landlords should check their properties’ energy ratings as soon as possible ... Stricter rules about Energy Performance Certificates (EPC) are coming into force in April 2018: landlords should prepare accordingly or risk being banned from...

Victoria's conveyancing blog: I'm on the move - to Ashton!

Victoria Marshall
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I’ve got exciting news… I’m moving to our newly refurbished, Ashton offices to develop Pearson Solicitors and Financial Advisor's conveyancing services. From 13 March, I’ll be based in Henry Square Chambers on Old Street....

Landowners must take responsibility for knotweed blight

Christopher Burke
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Japanese knotweed, or  Fallopia Japonica  to use its formal name, was originally brought to Wales from East Asia. Once highly regarded for its beauty, it has spread throughout the UK and is having a devastating effect on plant biodiversity and hard...

Our new conveyancing FAQs

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Are you house hunting? Have you got some questions about the conveyancing process? I recently blogged about what it was really like to move house. Those that followed that blog may remember I included added some notes explaining key words in...

Buy to Let Properties, A Pension, Portfolio or Headache?

Victoria Marshall
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Your Invitation to our latest Seminar Property for Profit, a Pension or a Headache? Where: Denton Golf Club - Manchester Road, Denton, Manchester, M34 2GG When: March 15th - 10am -11.45am RSVP: events@pearsonlegal.co.uk If you have a Buy to Let house,...

Tackling the housing crisis: starter homes and garden villages

Karen Piontek
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The government has launched new schemes aimed at tackling the current housing crisis. Read on for some highlights. Starter homes - good news for first-time buyers Earlier this month, the government announced funding for new housing on brownfield...

A word about online forums

Victoria Marshall
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Free guidance from online forums might not be the reliable legal advice you expected. It never ceases to amaze me that people place their trust in online forums when they need advice about a legal issue! I suppose I should have started this blog with a...

An increase in fraud in conveyancing transactions

Victoria Marshall
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An increasing number of home purchasers are being conned out of their money towards the end of the conveyancing transaction. Cyber criminals pose as solicitors or banks and email house purchasers requesting account details. The purchaser, believing the...

Conveyancer's blog - tips if you're thinking of buying or selling your home over Christmas

Victoria Marshall
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As Christmas edges nearer and the year draws to a close, we're all busy buying presents and sorting the house for Christmas. But, once the turkey is eaten and the family starts to relax, many people start to consider finding a new home. Maybe,...

Conveyancing Blog: some tips (and a little bit of help) for first-time buyers

Victoria Marshall
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I have much sympathy with first-time buyers: most will have spent years saving for a deposit and hours deliberating on whether to take this huge step into home ownership. I can well remember getting my first mortgage offer: I was excited about being able to...

Commercial property update: fracking, flooding and interest rates

Karen Piontek
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There’s mixed news for the property market in our latest round-up of recent property news Interest rates proving to be good news for property purchasers despite the Brexit effect While the low value of the pound might encourage foreign investors to...

Christmas Cheer as Conveyancers boost Property and Charity

Karen Piontek
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Forward thinking solicitors Pearson are having a ‘Black Friday’ deal to help Action Together and spread a little Christmas cheer. As a one off special to all conveyancing clients instructing the firm this Friday Pearson Solicitors will offer 25%...

Charity begins in Oldham thanks to kind hearted Solicitors

Victoria Marshall
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The first charity cheque was presented to Action Oldham Fund managed by Action Together this week as part of a charity initiative with Pearson Solicitors and Financial Advisers. The year-long charity event begins and ends in Oldham.  For every house or...

HS2 route announced

Karen Piontek
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The proposed High Speed rail link (HS2) has hit the headlines again after the government announced its preferred route on 15 November and started consulting on some of its plans. Yesterday's announcement relates to Phase 2b which proceeds from Crewe to...

A conveyancer's blog - what it's really like to move house

Victoria Marshall
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Victoria Marshall is one of our conveyancing team. In Autumn 2016, she shared her own experiences of moving house. By blogging about some of the issues and niggles that arose after she made an offer on her new house, Victoria gave...

Local Housing Market buoyant after Brexit

Victoria Marshall
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A national estate agency has recently completed analysis of the UK housing market post Brexit and says the outlook is positive The analysis, which is based on a daily sample of over 500,000 actual properties for sale in the UK over the last 3 months, does...

Shortlisted for the "Best Small Conveyancing Firm" of the year

Karen Piontek
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We can report good news for our conveyancing team this week:  they’ve been shortlisted for the " Best Small Conveyancing Firm " of the year in the LFS Conveyancing Awards . The team had to submit a lengthy...

Stabilised interest rates good news for the housing market

Karen Piontek
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Effect of a Brexit on the housing market Following the vote to leave the EU, there has been a pervasive air of “doom and gloom” in the news and talk about the housing market slowing down. There is no doubt that economic uncertainty caused...

INSIGHT: A Brexit it is then! What now?

Christopher Burke
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So there it is! The UK have voted to leave the EU. It’s the end of era – or will be once the government negotiates how the Brexit will actually work. We’ve set out below a few key points for businesses and some basic guidance on what to do...

DIY Landlords Need to Be Careful

Ian Bowen
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If you are a landlord and manage all aspects of your tenancies you must be careful not to fall foul of the law, after legislation changes in the Private Rented Sector, warns an Oldham Solicitor. Investing in a Buy to Let was seen as the pension pot of the...

Beware bogus emails claiming to be from your solicitor

Karen Piontek
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About to complete on a house purchase? Beware bogus emails claiming to be from your solicitor. There has been another incident of a house buyer being tricked out of her purchase money by a fraudster pretending to be her conveyancer. In a case we heard...

Solicitors Welcome Government Plans to Speed Up Conveyancing

Sarah Major
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The Government says it is looking to modernise the home-buying process to improve and speed up the whole process. These include a pre-contract financial commitment ‘which would be forfeit should the seller, without warning, raise the price or pull out...

INSIGHT: Making sure everything's "quite right" on a property transaction

Karen Piontek
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As lawyers and conveyancers, we must ensure that all our “ducks are in a row” before we complete property transactions for our clients.  We aim to ensure buyers know what they’re buying and the seller gets their purchase money. We also...

INSIGHT: New head for our property team

Michael Pitt
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We are delighted to announce that Karen Piontek has agreed to head up our team of commercial property and residential lawyers. Based at our Hollinwood office, Karen is known for her pragmatism and excellent communication skills and has built up a...

Insurance cover relief for owners of flood risk properties

Karen Piontek
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Flood Re – a new flood insurance scheme for private homeowners A new government scheme has been set up to provide affordable flood insurance to private homeowners with homes built before January 2009. The scheme, called Flood Re, launched this...

INSPIRE: I have money in property, what should I do post-Brexit?

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Many predicted before the EU referendum that a vote to leave would have a negative effect on the property market. Now that Brexit is set to become a reality, that has transferred into worry amongst many with a stake in property, which in turn could make the...

INSPIRE: What does property look like as an investment after 2016s changes?

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The buy-to-let market has already seen some significant changes in 2016, perhaps most significantly the increase in stamp duty on any property you own other than your primary home. What this means for those looking to invest their money in property is that...

INSPIRE: Dont Worry Be App-y three great money-saving apps for your smartphone

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Apps have transformed the way you can do almost everything in life, from tracking your fitness regime to ordering a takeaway. For those interested in saving money, there are hundreds of finance-related apps out there, but it’s hard to know which of...

INSPIRE: Property prices in 2016: higher or lower?

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There are no end of financial reasons for the property market to be unpredictable at the moment, but recent figures from two leading statistical institutes make the situation during the start of 2016 even harder to fathom. The Office for National Statistics...

INSIGHT: Snapshot of budget changes for property developers and landlords

Karen Piontek
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Following the latest budget, we have set out a few of the key points for property developers. • There will be a cut to mortgage tax relief. The relief which landlords and property developers can claim on mortgage interest will be at the basic rate of...

Help To Buy ISA Gets Thumbs Up From Pearson Property Lawyers

Sarah Major
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First time buyers are being encouraged to take up the Government’s Help to Buy ISA and Pearson’s property expert, Sarah Major, says she welcomes the move to encourage people onto the property market. “ January was a busy month for us with...

Investing in buy to let or a second home? Remember there are stamp duty changes ahead

Karen Piontek
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Back in Autumn 2015, the Chancellor, George Osborne announced significant changes to Stamp Duty Land Tax (SDLT) that will come into force on 1 April 2016. The announcement that there would be no SDLT on the first £125,000 of a house’s value was...

We Will Check Out Flood Reports Before You Buy A House

Sarah Major
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As homeowners in the North West continue to mop up after the recent floods and keep a keener eye on weather forecasts we must also turn our attention to how it affects the long term property market. For those at risk recent weather events emphasise the...

INSIGHT: More Houses Less Landlords Who Knows What The Future Will Bring

Karen Piontek
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New Recruits at Pearson Solicitors to tackle Housing Market Buoyancy At Start of 2016 The first week of 2016 has been a busy one for estate agents and for our conveyancing team at Pearson Solicitors as we look forward to another buoyant year amid changes...

INSIGHT: Christmas, Twixtmas and New Year House Moves

Sarah Major
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Moving house in the New Year might be your 2016 resolution, but Christmas, Twixtmas and New Year are popular times to search for new houses.  Last year there were 500,000 visits to online estate agents Rightmove on Christmas Day and 1.3 million on...

INSIGHT: Sale and purchase agreements: be careful what you agree to...

Keith Kennedy
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When contracting parties reach an agreement to buy or sell a business, but one party later realises that the terms are not ideal, the court will, generally speaking, hold the parties to the contract: it will not try to improve the bargain they have made...

Landlords: new hoops to jump through if you want to seek possession from assured shorthold tenants

Ian Bowen
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New regulations have been introduced that require English landlords to provide certain documents and information to those tenants granted assured shorthold tenancies (AST) after 1 October 2015. Failure to do so could mean that the landlord will not be able...

INSIGHT: Saddleworth Makes It To Top Spot In Homes Survey

Victoria Marshall
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The North West is the top spot for families in a recent North v South survey, with one area on our doorsteps, Delph, Saddleworth, making it to the top five places in the UK to have a family. The Family Friendliness Index, by Property Detetective.Com, looked...