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Kimberley Sykes
    • Kimberley Sykes

    • Financial Services Client Manager
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Minimum age for pensions freedoms rises to 57

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The government has confirmed that the minimum age for drawing a personal pension is to rise to 57 in 2028. Personal Pension Changes Savers who pay into a personal pension either directly or through their workplace can...

Why is the stock market reaching ever higher?

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Current World Bank forecasts indicate that the Covid19 recession will be the deepest since WWII and the Treasury’s forecaster has suggested that it could take until the end of 2022 for the British economy to return to its pre-coronavirus peak. ...

Will Covid-19 hasten the demise of cash?

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The use of cash was already dwindling in recent years, with cards being the preferred method of payment (especially contactless). Since the outbreak of Covid-19, however, the use of physical money has reduced much further, with many shoppers wary of touching...

Term vs whole of life insurance - which is best?

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Regardless of your religious beliefs, death might not be the end – your mortgage and financial obligations could outlast you! This is where the right life insurance comes in. Deciding whether you need term or whole of life insurance can be tough, not...

The art of armchair travelling

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The Covid-19 outbreak has meant that it’s unlikely any of us will be travelling any time soon. However, virtual escapism remains on the cards for anyone with an internet connection. You can now see some of the world’s most amazing travel...

New year, new decade, new approach to your finances?

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You may have already made some New Year’s resolutions regarding healthy eating and exercise but could your finances do with slimming down too? The start of a new year, not to mention a new decade, is a great time to review your financial situation,...

How the gender gap even affects children's pensions

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We’re familiar with the gender gap in pensions for adults but there is evidence that this actually starts much earlier on. According to data from HMRC, parents and grandparents are more likely to save into a boy’s pension than a girl’s. A...

The generational gap in savings might be wider than you think...

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A new report by Scottish Widows (SW) has found that savings habits among younger people are rather lacking when compared with older generations. 14% of people aged 20-29 are not saving any money, whereas 20% are saving between 0-6% of their wages and...