Protect Your Income

The cornerstone of your financial planning, income protection ensures your family has adequate funds to cope should the unexpected happen. 

Redundancy, illness, injury or the death of a wage earner can throw families into financial hardship. But by taking a little time to assess your risks and work out how much income your family would need to cover your debts, pay the mortgage and carry on with a reasonable income in the future, you can build a complete programme of insurance protection.

We can help you pick from a range of products to deal with your areas of concern, whether it is the need to provide your family with an income should you lose your job, or business, or if you were to fall ill or die. In many families both partners contribute to the family income. Where this is the case you can take out a joint or separate policy. Whichever solution you choose we will aim to create a plan to fit your unique circumstances now and in the future.

Our experienced team will help you take advantage of a range of options. Contact us today to book a free initial appointment.

Latest News

Loyalty Bonuses Taxable, Rules Upper Tribunal

Investors using the popular online financial investment platform Hargreaves Lansdown (HL) may not have heard that the 'loyalty bonuses' they receive from HL have been deemed by the Upper Tribunal (UT) to be taxable income in the hands of the recipients and...

Facing a Tax Investigation? Don't Bury Your Head in the Sand!

If you are facing an investigation by the tax authorities, your very first step should be to seek professional advice. One taxpayer who sadly chose not to take that course, instead burying his head in the sand, narrowly escaped a six-figure back-tax bill. ...

HMRC Miss Tax Avoidance Target By Raising Assessments Too Late

When HM Revenue and Customs (HMRC) find out that tax has been under-declared, the response is normally to raise a 'discovery assessment' to collect the tax due. This is usually the result of a period of investigation, and penalties and interest are also...

Raising Cash on the Security of Your Home? Always See a Lawyer First

Many vulnerable people who fall into debt are tempted to raise cash on the security of their homes. However, a case in which an elderly couple came within an ace of losing the roof over their heads stands as a warning to all that such arrangements should...

Stamp Duty Land Tax Dodge Backfires

When a couple wished to avoid paying Stamp Duty Land Tax (SDLT) on the purchase of a property, they hit on what looked to them like a great idea. Instead of buying the property outright, they paid for it in two stages…a deposit, plus the purchase of...