Protect Your Income

The cornerstone of your financial planning, income protection ensures your family has adequate funds to cope should the unexpected happen. 

Redundancy, illness, injury or the death of a wage earner can throw families into financial hardship. But by taking a little time to assess your risks and work out how much income your family would need to cover your debts, pay the mortgage and carry on with a reasonable income in the future, you can build a complete programme of insurance protection.

We can help you pick from a range of products to deal with your areas of concern, whether it is the need to provide your family with an income should you lose your job, or business, or if you were to fall ill or die. In many families both partners contribute to the family income. Where this is the case you can take out a joint or separate policy. Whichever solution you choose we will aim to create a plan to fit your unique circumstances now and in the future.

Our experienced team will help you take advantage of a range of options. Contact us today to book a free initial appointment.

Latest News

Under Financial Pressure? Don't Fall Into Dodgy Lenders' Arms!

Financial pressure can easily lead the unwary into the arms of unscrupulous lenders. One High Court case, in which numerous borrowers found themselves in legal limbo , shows how unwise it is to enter into such transactions without professional advice. A...

Be Careful Who You Trust With Your Finances

Giving someone else power of attorney over your finances can be a useful means of ensuring that your affairs will be properly managed if you lose the capacity to do so yourself. However, one case in which a war veteran's money was plundered by a man he...

Judge Criticises Council and DWP for Usurping Attorney's Powers

When a person is not capable of looking after themselves, the Secretary of State has the power to appoint someone else to do so. A recent court case shows that failing to do so in a balanced way can have adverse consequences and saw a judge condemn the...

Who Owns the Balance on the Joint Account?

Sometimes, what seem to be quite simple questions have to be decided in court. In a recent case, the issue was who owned the money in a joint bank account when one of the account holders died. Simple question or not, it was argued all the way to the Court...

Reliance on Accountant Shows Reasonable Care

If you rely on your accountant's advice regarding a tax issue, HM Revenue and Customs (HMRC) will now regard you as having taken 'reasonable care' to get things right and will not impose a penalty. On 14 February, HMRC issued new guidance relating to the...