Protect Your Income

The cornerstone of your financial planning, income protection ensures your family has adequate funds to cope should the unexpected happen. 

Redundancy, illness, injury or the death of a wage earner can throw families into financial hardship. But by taking a little time to assess your risks and work out how much income your family would need to cover your debts, pay the mortgage and carry on with a reasonable income in the future, you can build a complete programme of insurance protection.

We can help you pick from a range of products to deal with your areas of concern, whether it is the need to provide your family with an income should you lose your job, or business, or if you were to fall ill or die. In many families both partners contribute to the family income. Where this is the case you can take out a joint or separate policy. Whichever solution you choose we will aim to create a plan to fit your unique circumstances now and in the future.

Our experienced team will help you take advantage of a range of options. Contact us today to book a free initial appointment.

Latest News

What is an 'Existing Building'? - Tax Tribunal Clarifies the Law

A property owner who demolishes an existing dwelling house and replaces it with an entirely new one is entitled to reclaim VAT on the costs of construction – but what happens if part of the original building is retained? A tribunal considered that...

Private Investors - Beware of Wolves in Sheep's Clothing!

There have always been wolves in sheep's clothing ready to take unfair advantage of private investors and they can be difficult to spot without professional advice. In one case, a company that participated in the sale of coloured diamonds to the public at...

Small Pension Pots - Planning Possibilities

People aged over 55 who have only a small (less than £30,000) pension pot in a defined benefit (final salary) scheme or in some instances in a defined contribution scheme paying only a small pension – but not where the pension pot has been used...

HMRC's Tough Approach to Penalty Rejected by Tribunal

Just how tough HM Revenue and Customs (HMRC) can be was illustrated by a recent case in which they imposed a penalty of £1,300 for the late filing of a tax return by a businesswoman who, as well as running her own business, was also caring for her...

HMRC Provide Calculator for New IHT Relief

Like many pieces of tax legislation, the 'additional threshold' (AT) for Inheritance Tax (IHT) – which, in simple terms, limits the potential IHT charge on high-value residential properties – is a lot more complicated than it looks at first...