Protect Your Income

The cornerstone of your financial planning, income protection ensures your family has adequate funds to cope should the unexpected happen. 

Redundancy, illness, injury or the death of a wage earner can throw families into financial hardship. But by taking a little time to assess your risks and work out how much income your family would need to cover your debts, pay the mortgage and carry on with a reasonable income in the future, you can build a complete programme of insurance protection.

We can help you pick from a range of products to deal with your areas of concern, whether it is the need to provide your family with an income should you lose your job, or business, or if you were to fall ill or die. In many families both partners contribute to the family income. Where this is the case you can take out a joint or separate policy. Whichever solution you choose we will aim to create a plan to fit your unique circumstances now and in the future.

Our experienced team will help you take advantage of a range of options. Contact us today to book a free initial appointment.

Latest News

Ignorance Not a Reasonable Excuse for Tax Disclosure Failure

When an 18-year-old woman bought a derelict end terrace property in London in 2006 and sold it to developers the following year, she made no entry on her tax return, believing that principal private residence relief applied. Having made a 'discovery' of the...

What is the Tax Status of Compensation for Financial Product Mis-Selling?

Is compensation paid to individuals whose businesses have failed due to mis-selling of financial products subject to Income Tax? In a decision that will disappoint many victims of bank wrongdoing, the First-tier Tribunal (FTT) has answered that question in...

CGT Net Tightens for Homeowners

The recent Budget contained an announcement that will be unwelcome news for some property owners. The sale of a person's principal private residence has always received favourable treatment for Capital Gains Tax (CGT) purposes. Normally such sales are...

If HMRC Don't Get it Right

You may be forgiven for thinking that the authorities always follow proper procedures, but that is not the case, and when they fail, their actions may not be legally valid. In a recent case, a series of errors put a taxpayer and HM Revenue and Customs...

Relief for Families as Missing Persons Act to Come Into Force

Legislation that will give families of people who go missing the ability to administer their affairs is to come into effect: but not until July 2019. The Bill received the Royal Assent as long ago as April 2017, but the need for secondary regulations and...