Protect Your Income

The cornerstone of your financial planning, income protection ensures your family has adequate funds to cope should the unexpected happen. 

Redundancy, illness, injury or the death of a wage earner can throw families into financial hardship. But by taking a little time to assess your risks and work out how much income your family would need to cover your debts, pay the mortgage and carry on with a reasonable income in the future, you can build a complete programme of insurance protection.

We can help you pick from a range of products to deal with your areas of concern, whether it is the need to provide your family with an income should you lose your job, or business, or if you were to fall ill or die. In many families both partners contribute to the family income. Where this is the case you can take out a joint or separate policy. Whichever solution you choose we will aim to create a plan to fit your unique circumstances now and in the future.

Our experienced team will help you take advantage of a range of options. Contact us today to book a free initial appointment.

Latest News

Tax Tribunal Rules Peripatetic Businessman 'Ordinarily Resident' in the UK

Many businesspeople lead peripatetic lives of constant international travel and the crucial question of whether they are settled in the UK for tax purposes can be very difficult to answer. A First-tier Tribunal (FTT) ruling , however, revealed the lengths...

Caring Restaurateur Relieved of £60,000 Tax Return Late Filing Penalties

Those who deliberately delay filing their tax returns risk incurring severe financial penalties. However, the tax regime leaves room for mercy and, in relieving a hard-pressed restaurateur of more than £60,000 in penalties , the First-tier Tribunal...

Capital Gains Tax - Couple Triumph in 'Principal Private Residence' Appeal

Home is where the heart is and the question of whether a property is your principal private residence for Capital Gains Tax (CGT) purposes depends, at least in part, on your intentions. An instructive case on point concerned a couple who made a house their...

Couple Overturn Capital Gains Tax Demands Raised on Sale of Their Home

HM Revenue and Customs (HMRC) are big battalions by anyone's standards, but their word is not law and, with expert legal assistance, they can sometimes be proved wrong. In one case, a couple succeeded in overturning six-figure Capital Gains Tax (CGT)...

Saturation Diver Can Deduct Physical Fitness Expenses from Income Tax

Self-employed people are only permitted to deduct from their Income Tax bills those expenses that are incurred 'wholly and exclusively' for the purposes of their trade or occupation. That is a very demanding test but, in a guideline case, it was passed by a...